Financing Solutions

NeighborWorks Capital’s mission is to support the high-impact community development projects and growth opportunities of every member of the NeighborWorks America network. We do that by providing flexible, responsive, and affordable financing solutions for all types and stages of residential and commercial real estate development AND business expansion; capital for specific projects AND for the whole enterprise.

Read More Get in Touch

NWNH - Ivy Street
NeighborWorks New Horizons - Ivy Street Apartments (Branford, CT)

To serve the breadth of NeighborWorks affiliates well, we have an experienced team of lenders and portfolio managers ready to respond to your project challenges, from the earliest planning for new development to long-term financing for the preservation of affordable homes to capital to support a new business opportunity. Our flexibility comes from our long-term experience lending to the NeighborWorks network, the creativity of our team, Board members and staff, and from the capital we use to make our loans. Our financing solutions don’t have to fit tightly into narrow boxes; we want to craft a solution that fits you and your needs.

We put the same energy and effort into every loan request - no matter the size of the project or loan amount. Our flexible capital sources allow us to offer loans from $250,000 up to $10 million (depending on the purpose, of course), with fixed or floating interest rates with terms from 12 months to 18 years.

The NeighborWorks Capital lending team works with each borrower to provide custom terms to suit the needs of your project. As a CDFI, NeighborWorks Capital typically can offer higher loan-to-value and lower debt coverage ratios than many lenders of affordable housing, and we can make loans that other lenders simply cannot, like unsecured term loans for predevelopment costs up to $500,000, or subordinate financing to fill financing gaps in large multifamily acquisitions! Check out our financing solutions!


To purchase vacant sites or operating properties that you will transform into high-impact community treasures.


Covering the costs of building from the ground up or when you’re doing a major rehabilitation.


Short-term, unsecured loans to get your development from the drawing board to groundbreaking.

Mini-Perm / Permanent

Longer-term fixed rate loans to assist with buying new properties or refinancing your portfolio.

Single-Family Line of Credit

Quick capital to help you boost your capacity, build more homes, and create more homeowners.

Multifamily Line of Credit

Grow your portfolio and your impact using our fact-action line of credit for acquisitions and transformations.


Short-term loans to cover the timing gaps of committed public agency, grant, and other funds.

Enterprise Growth Capital

Working capital loans to invest in new business opportunities to expand your reach and your impact.

GP/LP Interest Purchase

Take control of your properties as the sole owner without the expense and scope of a new recapitalization.

Our lending and portfolio management success is built on a full understanding of your organization – your capacities and strengths, your role and impact in your market, your management and history – and applying that knowledge to build the financing solutions that fit your needs, rather than trying to sell you a “product” with predefined terms. Our team – loan officers, closing administrators, and portfolio managers – will be engaged in the process of taking an idea, crafting a solution, and closing a loan.


Questions about a new project that needs some funding? Call the Lending Team

Lending Team

Steve Peelor, Chief Lending Officer

Northeast, Midwest, and Southern Regions

Emily Dorfman, Senior Loan Officer

Midwest & Northeast Regions

Tamar Sarkisian, Senior Loan Officer

Western Region

Questions about an existing loan with NeighborWorks Capital? Call the Portfolio Team

Portfolio Management Team

Adam Coile, Senior Portfolio Manager

Jack Holtgreive, Portfolio Analyst