Invest

NeighborWorks Capital helps funders, financial institutions, impact investors, and philanthropic entities direct their resources to organizations that are delivering measurable impact where it matters most. Together, we can strengthen neighborhoods, build resilience, and create lasting opportunities in communities across the country.

Laura Anderson

Chief Growth Officer

Ebony Perkins

Managing Director

Capital Strategy & Investor Relations

OUR APPROACH

America is facing an unprecedented affordable housing crisis, with millions of families struggling to find safe, stable, and affordable homes. NeighborWorks Capital tackles this challenge by putting resources directly into the hands of trusted local leaders who know their communities best. By connecting mission-driven capital with a national network of nearly 250 NeighborWorks organizations, we empower community-led developers to deliver results where other forms of capital rarely reach, including neighborhoods with the greatest need.

We combine scale, accountability, and local insight to maximize impact. Our community-first approach ensures projects reflect the voices and aspirations of residents, while our strong financial track record gives confidence in every partnership. We deliver diversified impact, supporting not just affordable housing, but the broader community services that help families and neighborhoods thrive. By partnering with us, you reach places and people others cannot, turning resources into lasting opportunity for the next generation.

Unmatched
Scale

Serving rural, Native, and hard-to-reach communities.

Community-First Approach

Driven by the voices and aspirations of local residents.

Highly Rated Investment

Rated AA-/Stable by S&P Global; Aeris rated since 2011.

Impact
Diversification

Affordable, sustainable housing, and community services.

Your Support Helps:

Affordable Housing

Provide multifamily and single-family housing that meets the needs of low-income families and individuals, creating safe, stable places to live.

Community Development

Support community facilities, entrepreneurship, health, and social services that strengthen neighborhood infrastructure.

Sustainability

Build economically resilient and healthy neighborhoods, fostering long-term stability and growth.

Community & Resident Services

Fund supportive services that address social isolation, health access, digital inclusion, and more to help residents thrive.

Ways to Invest

We provide a full suite of flexible ways to align your resources with the impact you want to achieve. Our offerings are designed to maximize both social outcomes and financial returns:

Equity Equivalent Investments (EQ2s)

Long-term, deeply subordinated capital to scale impact and attract additional funding

Term Debt

5-10 year, low-cost debt supporting housing and community development projects

Lines of Credit

Flexible funding and operational support to keep capital flowing where it's needed most

Public Debt Offerings

Targeted, issue-specific opportunities for impact investing

Guarantees

Used to leverage your resources to unlock additional debt and equity from large, accredited investors

Program-Related Investments

Loans, equity, or guarantees that support mission-driven programs and community development

Recoverable Grants

Flexible funding with repayment potential to extend your impact

Traditional Grants

Helps ensure that organizations not only have access to capital but also build the strength, resilience, and expertise to thrive long term.

This is not an offering document. Investing involves risk and past performance is no guarantee for future results.

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The Robert Wood Johnson Foundation is investing and partnering with intermediaries with durable and expansive methods for ensuring capital flows into communities with low incomes. Supporting NeighborWorks Capital in their strategies to build a scalable financial model will leverage our funding to achieve a greater impact.

Zoila Jennings

Lead Impact Investment Officer for the Robert Wood Johnson Foundation

Our Impact

Every dollar contributed or invested is amplified by the strength and reach of the NeighborWorks network. Together, we don’t just fund projects; we create lasting, measurable change.

NeighborWorks’ FY2025 National Impact:

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All 50 states and Puerto Rico
250+ community-based nonprofit partners

Since 2000, NeighborWorks Capital has supported the NeighborWorks Network of nearly 250 nonprofit housing and community development organizations across every state, the District of Columbia, and Puerto Rico.

Our WHY

The NeighborWorks America network is a powerful catalyst for locally-driven community advancement. We support their work by connecting human, financial, and intellectual capital to expand economic opportunities and build thriving, resilient communities.

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At Charles Schwab Bank, we believe when our communities are strong, our whole society is stronger. After nearly a decade of catalyzing impact capital alongside NeighborWorks Capital, we’ve enabled more affordable housing to help address pressing housing insecurity issues like displacement. We are proud to capitalize NeighborWorks Capital’s innovative loan fund, helping acquire and preserve high-quality affordable rental housing close to jobs, good schools, and other community resources.

Neha Shah

Director, Head of Community Development Lending, Charles Schwab Bank

Funders & Investors

Ally Bank invested $10 million to be deployed in the Western Region.

Bank of America invested $12 million in a fixed rate longer-term loan for multifamily preservation.

BBVA (now PNC) provided a $2 million EQ2 investment to be deployed in the Southern Region.

Capital One provided a three-year, low-cost loan of $1.5 million to support our affordable housing loan program.

Charles Schwab Bank is our largest investor with an investment of $15 million and a commitment to fund $25MM for up to 15-year permanent loan maturities.

JP Morgan Chase Bank committed a $10 million line of credit to expand our national lending program.

Deutsche Bank renewed and expanded its line of credit to $7 million for our interim and mini-perm lending program.

Opportunity Finance Network provided a Financial Justice Fund award that includes a $5 million, 10-year loan and $125,000 grant to support organizations serving underserved communities.

HSBC Bank invested $3 million to support our lending in HSBC’s market areas in the Northeast.

The Kresge Foundation invested $5 million to launch and capitalize the “Strategic Growth Fund” which offered low-cost, longer-term capital to NWOs to sustain and grow their business operations.

Morgan Stanley committed a $10 million line of credit for our multifamily acquisition, construction and mini-perm lending program.

NeighborWorks America has provided over $43 million of permanent equity capital and provided operating support allowing us to leverage investments from financial institutions, social investors and foundations.

PNC Bank invested $4 million in support of our lending in the Mid-Atlantic and midwestern sections of the country with an additional $3.5MM committed for additional use.

TD Bank invested $7.5 million in support of our lending in their Northeast, Mid-Atlantic, and Southern markets.

Truist provided a $5 million line of credit for our lending program in its market area.

US Bank is one of our largest investors with a commitment of $13 million with over $5MM deployed.

The CDFI Fund has awarded over $6.8 million in grants including FA, Rapid Response and Capital Magnet and $1.95 million in low interest, long-term, fixed rate loans. This permanent, unrestricted capital further capitalizes our loan fund and provides important leverage to raise debt capital.

Wells Fargo provided $2 million in patient 10-year capital and a $10 million four-year line of credit for our interim and mini-perm lending program.

We provide an efficient and responsible avenue for our partners to reach more broadly and deeply to create opportunities for families in communities across the country.

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Access to housing is a pillar of any healthy community and local economy. We’re proud to support NeighborWorks Capital in their efforts to increase housing supply and boost the capacity of housing practitioners to benefit neighborhoods and drive economic growth.

Abigail Suarez

Head of Neighborhood Development for Corporate Responsibility at JPMorganChase

Financial strength. lasting impact.

NeighborWorks Capital combines financial discipline and transparency with measurable impact. Whether you provide grants, program-related investments, loans, or other forms of support, your resources are deployed to deliver results and strengthen communities at scale. By partnering with us, you advance innovative solutions to the housing crisis while creating portfolio value, philanthropic leverage, and long-term social impact. With a focus on performance, innovation, and a 25-year track record of success, we ensure your support drives meaningful change that lasts.

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NeighborWorks Capital shares our commitment to creating stronger communities through affordable housing and economic opportunity. Their membership reflects the important role CDFIs play in addressing local needs, and we look forward to supporting their continued growth and impact.

Reggie O’Shields

President and CEO of Federal Home Loan Bank of Atlanta

Stories of Impact

Building the NeighborWorks Network’s Capital Advantage

May 26, 2026

Across the country, NeighborWorks organizations are working every day to expand affordable housing, strengthen neighborhoods, and create pathways to opportunity. They are deeply rooted in the communities they serve and understand local needs, aspirations, and barriers better than anyone.

Building the NeighborWorks Network’s Capital Advantage

05/26

Across the country, NeighborWorks organizations are working every day to...

Increasing Homeownership in West Baltimore

November 21, 2024

NHS of Baltimore is using a $1,000,000 loan to acquire and rehabilitate 291 vacant townhomes, providing affordable homeownership to low- and moderate-income buyers. By pairing financing with homebuyer education, counseling, and down payment assistance, NHS of Baltimore helps families gain stability and build long-term wealth. This initiative strengthens neighborhoods and continues the organization’s 50-year commitment to revitalizing West Baltimore communities.

Increasing Homeownership in West Baltimore

11/24

NHS of Baltimore is using a $1,000,000 loan to acquire...

Revitalizing Kensington Avenue in Philadelphia

July 17, 2024

A $1.5 million predevelopment line of credit from NeighborWorks Capital is helping New Kensington Community Development Corporation acquire and redevelop key anchor properties along Kensington Avenue, turning blighted spaces into community assets. The funding accelerates projects that provide essential services, health resources, and safe gathering spaces, empowering residents to actively shape their neighborhood and fostering long-term community resilience.

Revitalizing Kensington Avenue in Philadelphia

07/24

A $1.5 million predevelopment line of credit from NeighborWorks Capital...

Contact Us

By partnering with NeighborWorks Capital, you direct your capital where it matters most: into the hands of trusted, locally led nonprofits delivering tangible results for families and communities. Together we can: